{"id":13526,"date":"2026-01-13T11:38:55","date_gmt":"2026-01-13T08:38:55","guid":{"rendered":"https:\/\/arastirma.disk.org.tr\/?p=13526"},"modified":"2026-01-15T14:00:37","modified_gmt":"2026-01-15T11:00:37","slug":"issizlik-sigortasi-fonu-isveren-yagma-fonu-oldu","status":"publish","type":"post","link":"https:\/\/arastirma.disk.org.tr\/?p=13526","title":{"rendered":"\u0130\u015fsizlik Sigortas\u0131 Fonu i\u015fveren ya\u011fma fonu oldu!"},"content":{"rendered":"<ul>\n<li>\u0130\u015fsizlik Sigortas\u0131 Fonu (\u0130SF) giderlerinin b\u00fcy\u00fck b\u00f6l\u00fcm\u00fc i\u015fveren te\u015fvik ve desteklerine ayr\u0131l\u0131yor!<\/li>\n<li>10 y\u0131lda \u0130SF giderleri i\u00e7inde i\u015fsizlik \u00f6demelerinin pay\u0131 y\u00fczde 37,4\u2019ten y\u00fczde 31,7\u2019ye inerken do\u011frudan ve dolayl\u0131 i\u015fveren te\u015fvik ve desteklerinin pay\u0131 y\u00fczde 20,3\u2019ten y\u00fczde 49,2\u2019ye y\u00fckseldi.<\/li>\n<li>2016-2025 aras\u0131ndaki 10 y\u0131lda \u0130SF\u2019den i\u015f\u00e7ilere ayr\u0131lan pay 5,7 puan azal\u0131rken i\u015fverenlere aktar\u0131lan kaynaklar 28,9 puan artt\u0131!<\/li>\n<li>2023-2025 aras\u0131 son 3 y\u0131lda \u0130SF\u2019den i\u015fverenlere i\u015f\u00e7ilerin yakla\u015f\u0131k 2 kat\u0131 fazla kaynak ayr\u0131ld\u0131!<\/li>\n<li>\u0130\u015fsizlerin ezici \u00e7o\u011funlu\u011fu i\u015fsizlik \u00f6dene\u011finden yararlanam\u0131yor: Kas\u0131m 2025\u2019te her 100 i\u015f\u00e7iden yaln\u0131zca 16\u2019s\u0131 i\u015fsizlik \u00f6dene\u011finden yararlanabildi!<\/li>\n<\/ul>\n<p><a href=\"http:\/\/arastirma.disk.org.tr\/wp-content\/uploads\/2026\/01\/Issizlik-Sigortsi-Fonu-DiSK-AR-2026-Ocak-asil-2.pdf\">Ara\u015ft\u0131rma b\u00fcltenine eri\u015fmek i\u00e7in t\u0131klay\u0131n\u0131z.<\/a><\/p>\n<p style=\"font-weight: 400;\">\u0130\u015fsizlikle m\u00fccadele amac\u0131yla olu\u015fturulan ve temel hedeflerinden biri i\u015fsizlik \u00f6dene\u011fine kaynakl\u0131k etmek olan \u0130\u015fsizlik Sigortas\u0131 Fonu (\u0130SF), AKP h\u00fck\u00fcmetleri d\u00f6neminde giderek bir \u201ci\u015fveren destek fonu\u201dna d\u00f6n\u00fc\u015ft\u00fc. Emek\u00e7ilere \u201ckaynak yok\u201d s\u00f6ylemleri kar\u015f\u0131s\u0131nda \u0130\u015fsizlik Sigortas\u0131 Fonu\u2019nun b\u00fcy\u00fck b\u00f6l\u00fcm\u00fc i\u015fveren te\u015fvik ve desteklerine ayr\u0131l\u0131yor.<\/p>\n<p style=\"font-weight: 400;\">8 Eyl\u00fcl 1999 tarihli ve 23810 say\u0131l\u0131 Resm\u00ee Gazete\u2019de yay\u0131mlanan ve y\u00fcr\u00fcrl\u00fc\u011fe giren \u0130\u015fsizlik Sigortas\u0131 Kanunu ile T\u00fcrkiye\u2019de i\u015fsizlik sigortas\u0131 \u00f6demeleri ba\u015flad\u0131.\u00a0 \u0130\u015fsizlik sigortas\u0131 \u00f6demelerinin kayna\u011f\u0131 olan \u0130\u015fsizlik Sigortas\u0131 Fonu\u2019nun geliri ise i\u015f\u00e7i (y\u00fczde 1) ve i\u015fveren (y\u00fczde 2) taraf\u0131ndan \u00f6denen i\u015fsizlik sigortas\u0131 primi ile y\u00fczde 1 devlet pay\u0131ndan olu\u015fuyor. Ba\u015fka bir deyi\u015fle \u0130\u015fsizlik Sigortas\u0131 Fonu gelirleri do\u011frudan ya da dolayl\u0131 olarak i\u015f\u00e7inin \u00fccretinden elde ediliyor.<\/p>\n<p style=\"font-weight: 400;\">\u0130\u015f\u00e7ilere yap\u0131lan i\u015fsizlik sigortas\u0131 \u00f6demeleri 2002 y\u0131l\u0131ndan bu yana devam ediyor. Kanun\u2019da 2008 y\u0131l\u0131nda yap\u0131lan de\u011fi\u015fiklikle Fon \u00f6demelerine i\u015fverenin \u00f6deme aczine d\u00fc\u015fmesi durumunda i\u015f\u00e7iye \u00f6denmek \u00fczere \u00dccret Garanti Fonu ve K\u0131sa \u00c7al\u0131\u015fma \u00d6dene\u011fi uygulamas\u0131na ba\u015fland\u0131. Kanun\u2019da 2011 y\u0131l\u0131nda yap\u0131lan de\u011fi\u015fiklikle ise Fon\u2019dan i\u015fverenlere kaynak sa\u011flanmaya ba\u015fland\u0131. 2020 y\u0131l\u0131nda g\u00f6r\u00fclmeye ba\u015flayan Covid-19 salg\u0131n\u0131 sonras\u0131 getirilen i\u015ften \u00e7\u0131karma yasa\u011f\u0131 ile i\u015f\u00e7ilere nakdi \u00fccret deste\u011fi verildi.<\/p>\n<p style=\"font-weight: 400;\">\u0130\u015fsizlik \u00f6demelerine ve i\u015f\u00e7ilere kaynakl\u0131k etmesi i\u00e7in olu\u015fturulan \u0130\u015fsizlik Sigortas\u0131 Fonu gider kalemleri aras\u0131nda i\u015f\u00e7ilere yap\u0131lan i\u015fsizlik sigortas\u0131, k\u0131sa \u00e7al\u0131\u015fma, yar\u0131m \u00e7al\u0131\u015fma, \u00fccret garanti fonu ile nakdi \u00fccret deste\u011fi \u00f6demeleri, i\u015fverenlere verilen i\u015fveren te\u015fvik ve destekleri ile aktif i\u015fg\u00fcc\u00fc piyasas\u0131 programlar\u0131 \u00f6demeleri yer al\u0131yor.<\/p>\n<p style=\"font-weight: 400;\">\u0130\u015f\u00e7iler i\u00e7in olu\u015fturulmu\u015f \u0130SF\u2019nin giderleri i\u00e7inde i\u015fsizlik sigortas\u0131na ayr\u0131lan pay azal\u0131rken i\u015fveren te\u015fvik ve destekleri ile toplum yarar\u0131na \u00e7al\u0131\u015fma, mesleki e\u011fitim kurslar\u0131 ve i\u015fba\u015f\u0131 e\u011fitim gibi aktif i\u015fg\u00fcc\u00fc piyasas\u0131 (A\u0130P) programlar\u0131n\u0131n pay\u0131 art\u0131yor. B\u00f6ylece \u0130SF kaynaklar\u0131 i\u015fsizler ve i\u015f\u00e7iler yerine i\u015fverenlere destek olarak kullan\u0131l\u0131yor.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0130\u015fsizlik Sigortas\u0131 Fonu (\u0130SF) giderlerinin b\u00fcy\u00fck b\u00f6l\u00fcm\u00fc i\u015fveren te\u015fvik ve desteklerine ayr\u0131l\u0131yor! 10 y\u0131lda \u0130SF giderleri i\u00e7inde i\u015fsizlik \u00f6demelerinin pay\u0131 y\u00fczde 37,4\u2019ten y\u00fczde 31,7\u2019ye inerken&#8230;<\/p>\n","protected":false},"author":3,"featured_media":13534,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,278,4],"tags":[314,257,581],"class_list":["post-13526","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-arastirma","category-manset","category-yayinlar","tag-arastirma-bulteni","tag-issizlik-sigortasi-fonu","tag-issizlik-sigortasi-fonu-isveren-yagma-fonu-oldu","wpcat-3-id","wpcat-278-id","wpcat-4-id"],"_links":{"self":[{"href":"https:\/\/arastirma.disk.org.tr\/index.php?rest_route=\/wp\/v2\/posts\/13526","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/arastirma.disk.org.tr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arastirma.disk.org.tr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arastirma.disk.org.tr\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/arastirma.disk.org.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=13526"}],"version-history":[{"count":3,"href":"https:\/\/arastirma.disk.org.tr\/index.php?rest_route=\/wp\/v2\/posts\/13526\/revisions"}],"predecessor-version":[{"id":13535,"href":"https:\/\/arastirma.disk.org.tr\/index.php?rest_route=\/wp\/v2\/posts\/13526\/revisions\/13535"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arastirma.disk.org.tr\/index.php?rest_route=\/wp\/v2\/media\/13534"}],"wp:attachment":[{"href":"https:\/\/arastirma.disk.org.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=13526"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arastirma.disk.org.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=13526"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arastirma.disk.org.tr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=13526"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}