{"id":13766,"date":"2026-08-21T10:51:54","date_gmt":"2026-08-21T07:51:54","guid":{"rendered":"https:\/\/arastirma.disk.org.tr\/?p=13766"},"modified":"2026-08-21T11:00:52","modified_gmt":"2026-08-21T08:00:52","slug":"issizlik-sigortasi-fonu-isveren-tesvik-fonuna-donustu","status":"publish","type":"post","link":"https:\/\/arastirma.disk.org.tr\/?p=13766","title":{"rendered":"\u0130\u015fsizlik Sigortas\u0131 Fonu &#8220;\u0130\u015fveren Te\u015fvik Fonu&#8221;na d\u00f6n\u00fc\u015ft\u00fc!"},"content":{"rendered":"<h3 style=\"text-align: center;\">D\u0130SK-AR&#8217;\u0131n yeni ara\u015ft\u0131rma b\u00fclteni yay\u0131mland\u0131:<\/h3>\n<h2 style=\"text-align: center;\">\u0130\u015fsizlik Sigortas\u0131 Fonu B\u00fclteni (A\u011fustos 2026)<\/h2>\n<ul>\n<li>\u0130\u015fsizlik Sigortas\u0131 Fonu (\u0130SF) giderlerinin b\u00fcy\u00fck b\u00f6l\u00fcm\u00fc i\u015fsizlere de\u011fil i\u015fveren te\u015fvik ve desteklerine ayr\u0131lmaya devam ediyor.<\/li>\n<li>2016 ve 2026 (Ocak-Temmuz) aras\u0131nda \u0130SF giderleri i\u00e7inde i\u015fsizlik \u00f6demelerinin pay\u0131 y\u00fczde 37,4\u2019ten y\u00fczde 31\u2019e inerken do\u011frudan ve dolayl\u0131 i\u015fveren te\u015fvik ve desteklerinin pay\u0131 y\u00fczde 20,3\u2019ten y\u00fczde 44,3\u2019e y\u00fckseldi.<\/li>\n<li>2016-2026 aras\u0131 d\u00f6nemde \u0130SF\u2019den i\u015f\u00e7ilere ayr\u0131lan pay 6,4 puan azal\u0131rken i\u015fverenlere aktar\u0131lan kaynaklar 24 puan artt\u0131.<\/li>\n<li>2023-2026 (Temmuz) aras\u0131 d\u00f6nemde \u0130SF\u2019den i\u015fverenlere i\u015f\u00e7ilerin yakla\u015f\u0131k 2 kat\u0131 fazla kaynak ayr\u0131ld\u0131.<\/li>\n<li>Son \u00fc\u00e7 bu\u00e7uk y\u0131lda i\u015fverenler \u0130SF giderlerinden y\u00fczde 51,6 pay al\u0131rken i\u015f\u00e7iler yaln\u0131zca y\u00fczde 28,5 pay alabildi.<\/li>\n<li>\u0130\u015fsizlerin ezici \u00e7o\u011funlu\u011fu i\u015fsizlik \u00f6dene\u011finden yararlanam\u0131yor:<br \/>\nHaziran 2026\u2019da her 100 i\u015fsizden yaln\u0131zca 17\u2019si i\u015fsizlik \u00f6dene\u011finden yararlanabildi.<\/li>\n<\/ul>\n<p><a href=\"http:\/\/arastirma.disk.org.tr\/wp-content\/uploads\/2026\/08\/Issizlik-Sigortasi-Fonu-DiSK-AR-2026-Agustos-SON-1.pdf\">B\u00fcltene eri\u015fmek i\u00e7in t\u0131klay\u0131n\u0131z.<\/a><\/p>\n<p style=\"font-weight: 400;\">\u0130\u015fsizli\u011fin ekonomik ve sosyal sonu\u00e7lar\u0131na kar\u015f\u0131 g\u00fcvence sa\u011flamak ve i\u015fsiz kalan sigortal\u0131lara gelir deste\u011fi sunmak amac\u0131yla olu\u015fturulan \u0130\u015fsizlik Sigortas\u0131 Fonu (\u0130SF), AKP h\u00fck\u00fcmetleri d\u00f6neminde yap\u0131lan yasal d\u00fczenlemeler ve uygulamalarla giderek bir \u201ci\u015fveren destek fonu\u201dna d\u00f6n\u00fc\u015ft\u00fc. Emek\u00e7ilere y\u00f6nelik ekonomik ve sosyal politikalarda s\u0131kl\u0131kla dile getirilen \u201ckaynak yok\u201d s\u00f6yleminin aksine, \u0130\u015fsizlik Sigortas\u0131 Fonu kaynaklar\u0131n\u0131n \u00f6nemli bir b\u00f6l\u00fcm\u00fc i\u015fverenlere y\u00f6nelik te\u015fvik ve destekler ile \u00e7e\u015fitli istihdam programlar\u0131n\u0131n finansman\u0131nda kullan\u0131l\u0131yor.<\/p>\n<p style=\"font-weight: 400;\">T\u00fcrkiye\u2019de i\u015fsizlik sigortas\u0131, 8 Eyl\u00fcl 1999 tarihli ve 23810 say\u0131l\u0131 Resmi Gazete\u2019de yay\u0131mlanan 4447 say\u0131l\u0131 \u0130\u015fsizlik Sigortas\u0131 Kanunu ile kuruldu. \u0130\u015fsizlik sigortas\u0131 \u00f6demeleri 2002 y\u0131l\u0131ndan bu yana devam ediyor. Kanunda 2008 y\u0131l\u0131nda yap\u0131lan de\u011fi\u015fiklikle, fon \u00f6demelerinde i\u015fverenin \u00f6deme aczine d\u00fc\u015fmesi durumunda i\u015f\u00e7iye \u00f6denmek \u00fczere \u00dccret Garanti Fonu ve K\u0131sa \u00c7al\u0131\u015fma \u00d6dene\u011fi uygulamas\u0131na ba\u015fland\u0131. 2011 y\u0131l\u0131nda yap\u0131lan de\u011fi\u015fiklikle ise fondan i\u015fverenlere kaynak sa\u011flanmaya ba\u015fland\u0131. 2020 y\u0131l\u0131nda g\u00f6r\u00fclmeye ba\u015flayan Covid-19 salg\u0131n\u0131 sonras\u0131 getirilen i\u015ften \u00e7\u0131karma yasa\u011f\u0131 ile i\u015f\u00e7ilere fondan nakdi \u00fccret deste\u011fi verildi.<\/p>\n<p style=\"font-weight: 400;\">\u0130\u015fsizlik sigortas\u0131n\u0131n finansman\u0131n\u0131 sa\u011flayan \u0130\u015fsizlik Sigortas\u0131 Fonu\u2019nun temel gelir kaynaklar\u0131, sigortal\u0131n\u0131n prime esas ayl\u0131k br\u00fct kazanc\u0131 \u00fczerinden al\u0131nan y\u00fczde 1 i\u015f\u00e7i primi, y\u00fczde 2 i\u015fveren primi ve y\u00fczde 1 devlet katk\u0131s\u0131ndan olu\u015fuyor. Bunun yan\u0131 s\u0131ra fon, prim gelirlerinin de\u011ferlendirilmesinden elde edilen kazan\u00e7lar ve di\u011fer gelirlerle de b\u00fcy\u00fcyor. Gider kalemleri aras\u0131nda ise i\u015f\u00e7ilere yap\u0131lan i\u015fsizlik sigortas\u0131, k\u0131sa \u00e7al\u0131\u015fma, yar\u0131m \u00e7al\u0131\u015fma, \u00fccret garanti fonu ile nakdi \u00fccret deste\u011fi \u00f6demeleri, i\u015fverenlere verilen i\u015fveren te\u015fvik ve destekleri ile aktif i\u015fg\u00fcc\u00fc piyasas\u0131 programlar\u0131 \u00f6demeleri yer al\u0131yor.<\/p>\n<p style=\"font-weight: 400;\">\u0130SF giderleri i\u00e7inde do\u011frudan i\u015fsizlere y\u00f6nelik i\u015fsizlik sigortas\u0131 \u00f6demelerinin pay\u0131 g\u00f6rece gerilerken, i\u015fverenlere y\u00f6nelik te\u015fvik ve destekler ile toplum yarar\u0131na programlar, mesleki e\u011fitim kurslar\u0131 ve i\u015fba\u015f\u0131 e\u011fitim programlar\u0131 gibi aktif i\u015fg\u00fcc\u00fc piyasas\u0131 programlar\u0131n\u0131n a\u011f\u0131rl\u0131\u011f\u0131 artm\u0131\u015ft\u0131r. Bu de\u011fi\u015fim, \u0130\u015fsizlik Sigortas\u0131 Fonu\u2019nun temel i\u015flevi olan i\u015fsiz kalan sigortal\u0131lara gelir deste\u011fi sa\u011flama amac\u0131ndan giderek uzakla\u015ft\u0131\u011f\u0131n\u0131 ve fon kaynaklar\u0131n\u0131n \u00f6nemli bir b\u00f6l\u00fcm\u00fcn\u00fcn istihdam te\u015fvikleri ve i\u015fverenleri destekleyen uygulamalara y\u00f6nlendirildi\u011fini g\u00f6stermektedir.<\/p>\n<figure id=\"attachment_13767\" aria-describedby=\"caption-attachment-13767\" style=\"width: 724px\" class=\"wp-caption aligncenter\"><a href=\"http:\/\/arastirma.disk.org.tr\/wp-content\/uploads\/2026\/08\/Issizlik-Sigortasi-Fonu-DiSK-AR-2026-Agustos-SON-1.pdf\"><img fetchpriority=\"high\" decoding=\"async\" class=\"wp-image-13767 size-large\" src=\"http:\/\/arastirma.disk.org.tr\/wp-content\/uploads\/2026\/08\/Ekran-Resmi-2026-08-21-10.47.05-724x1024.png\" alt=\"\" width=\"724\" height=\"1024\" srcset=\"https:\/\/arastirma.disk.org.tr\/wp-content\/uploads\/2026\/08\/Ekran-Resmi-2026-08-21-10.47.05-724x1024.png 724w, https:\/\/arastirma.disk.org.tr\/wp-content\/uploads\/2026\/08\/Ekran-Resmi-2026-08-21-10.47.05-212x300.png 212w, https:\/\/arastirma.disk.org.tr\/wp-content\/uploads\/2026\/08\/Ekran-Resmi-2026-08-21-10.47.05-768x1087.png 768w, https:\/\/arastirma.disk.org.tr\/wp-content\/uploads\/2026\/08\/Ekran-Resmi-2026-08-21-10.47.05-1085x1536.png 1085w, https:\/\/arastirma.disk.org.tr\/wp-content\/uploads\/2026\/08\/Ekran-Resmi-2026-08-21-10.47.05.png 1354w\" sizes=\"(max-width: 724px) 100vw, 724px\" \/><\/a><figcaption id=\"caption-attachment-13767\" class=\"wp-caption-text\">B\u00fcltene eri\u015fmek i\u00e7in t\u0131klay\u0131n\u0131z.<\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>D\u0130SK-AR&#8217;\u0131n yeni ara\u015ft\u0131rma b\u00fclteni yay\u0131mland\u0131: \u0130\u015fsizlik Sigortas\u0131 Fonu B\u00fclteni (A\u011fustos 2026) \u0130\u015fsizlik Sigortas\u0131 Fonu (\u0130SF) giderlerinin b\u00fcy\u00fck b\u00f6l\u00fcm\u00fc i\u015fsizlere de\u011fil i\u015fveren te\u015fvik ve desteklerine ayr\u0131lmaya&#8230;<\/p>\n","protected":false},"author":3,"featured_media":13768,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,6,278],"tags":[613],"class_list":["post-13766","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-arastirma","category-guncel","category-manset","tag-issizlik-sigortasi-fonu-bulteni-agustos-2026","wpcat-3-id","wpcat-6-id","wpcat-278-id"],"_links":{"self":[{"href":"https:\/\/arastirma.disk.org.tr\/index.php?rest_route=\/wp\/v2\/posts\/13766","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/arastirma.disk.org.tr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arastirma.disk.org.tr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arastirma.disk.org.tr\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/arastirma.disk.org.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=13766"}],"version-history":[{"count":2,"href":"https:\/\/arastirma.disk.org.tr\/index.php?rest_route=\/wp\/v2\/posts\/13766\/revisions"}],"predecessor-version":[{"id":13772,"href":"https:\/\/arastirma.disk.org.tr\/index.php?rest_route=\/wp\/v2\/posts\/13766\/revisions\/13772"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arastirma.disk.org.tr\/index.php?rest_route=\/wp\/v2\/media\/13768"}],"wp:attachment":[{"href":"https:\/\/arastirma.disk.org.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=13766"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arastirma.disk.org.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=13766"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arastirma.disk.org.tr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=13766"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}